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Apply and get an outcome in minutes
Once you receive your quote, apply and get a decision in minutes

Fund purchases between $1,000 to $30,000
With repayment terms between 6-60 months

Make additional repayments
Without incurring any additional costs

• Repay between 6 months to 60 months
Terms available for you to choose from*

Reuse your account
Once you have an active 0% Interest Payment Plan, you may be eligible to reuse the amount already repaid or increase your limit for additional purchases

• Track repayments
The Brighte app allows you to track your repayments on the go

Four easy steps


The nitty gritty

What about fees and charges?

Establishment fee of $75 payable on your first repayment date
$2.15/weekly account keeping fee included in your repayments
No fee for early repayment or payout
Free changes to your repayment date
Free access to the app
A $4.99 late payment fee may be applied if you miss a repayment (Late fees are capped at $49.90 per calendar year)

Finance provided by Brighte. All applications are subject to Brighte’s credit approval criteria. Fees, Terms, and Conditions apply..


Do you qualify?

Be an Australian resident
Be 18 years or over
Have an Australian drivers licence, passport or Medicare card
Provide your own email address and mobile number

NOTE You should not pay more for goods when using 0% Interest Payment Plan over paying with cash, a debit card, credit card or any other payment method.